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Verti on Cannabis Legalization: Only Safe with Abstinence
A new law, which comes into effect in early April 2024, provides for a controlled release of cannabis and its active ingredient tetrahydrocannabinol (THC). However, one thing remains unchanged even with the legal use of the drug: driving under the influence of cannabis remains legally prohibited.
"The consumption of cannabis and operating a vehicle must remain strictly separated. Drugs can alter perception and negatively affect reaction time. Anyone driving under the influence without showing the so-called signs of impairment still commits an administrative offense, punishable by a fine of 1,500 euros and a driving ban ranging from one to three months," explains Alexander Held, automotive and insurance expert at Verti Versicherung AG.
Furthermore, driving under the influence of drugs may result in 2 to 3 points in the driving suitability register in Flensburg. Those who endanger other road users or are absolutely unfit to drive commit a criminal offense and must therefore reckon with even harsher sanctions.
Discussion about the threshold value: Still high or already fit to drive?
The threshold value at which the drug test is considered positive is highly debated: Currently, it is set at 1.0 nanograms of THC per milliliter of blood serum. The active substance can thus be detected in the body for days after consumption.
"Consumers no longer feel high but feel fit to drive. However, this is irrelevant for the drug test," warns the insurance expert.
Until the threshold value is adjusted, one is only on the safe side by completely abstaining from the drug. This is because driving a vehicle under the influence of cannabis not only constitutes a violation of traffic rules but can also have significant consequences for car insurance:
"People who cause an accident under the influence of cannabis act with gross negligence and thereby violate their duty of care," emphasizes Alexander Held. "This can lead to the comprehensive insurance reducing or even completely denying benefits."
Under the influence of drugs, the liability insurance demands money back
Furthermore, the liability insurance can claim recourse if a driver causes an accident or damage due to gross negligence. This also applies if it happened under the influence of cannabis:
"This means that the insurance can reclaim up to 5,000 euros from the perpetrator," clarifies the insurance expert, adding: "Conversely, the good news is that accident victims are compensated by the motor liability insurance, even if the perpetrator was under the influence of drugs."
According to Alexander Held, it is best to avoid such a situation altogether:
Translated automatically from German."Ultimately, responsible behavior in traffic should always be a top priority - for the sake of one's own health as well as to protect other road users."
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